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At least that was his mum's intention.From day one it was obvious that Willie had a crush on demure Julie. He couldn't take his eyes off her and, for her part, she just blushed and turned her head away. Clearly there was a spark there somewhere. Willie was shy too and so he did nothing to fan that flame into its potential heat. And as to heat, the second day of Willie's stay was a scorcher and the girls all dressed in light and skimpy clothing which raised more than Willie's eyebrow. The poor boy had to adjust himself several times a day and hide the fact that he was ogling his cousin.On his third day there, Willie couldn't take the heat. He was sweating in more ways than one as the air temperature outside as well as the body temperature inside his underpants was getting hotter. Like his cousins, he took to wearing as little clothing as possible; he went bare-chested and wore only sandals, cut-offs and underpants.On the fourth day it only got hotter and his cousin May casually. The standard of comparing investment results to the S and P performance was discussed. He mentioned that an investor needs to balance the safety and performance of a mutual fund against the performance of individual stocks. Tom emphasized that he thought a proper balance cam be rewarding.After a rest break he explained how he selects individual conservative stocks by looking at their five year financial report and what things he looks for.Tom said, “I can’t guarantee you will get rich by investing this way which is very conservative but it has worked out for me. It is my impression that if a company has increased; sales, net income, and dividends as well as a few other things every year over the past five years and maybe longer, the probability is that they will do this again next year and its share price will go up.”“Remember that the S and P is made up of five hundred large capital stocks. Since it is an average, the individual stocks composing it will either exceed or perform.
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